Some couples find this kind of agreement helpful in their financial situation. However, what I see in my office is couple’s fighting over financial agreements made when they decided to get married. I’m not only talking about prenuptial agreements but also about couples that choose to marry and keep their finances separate. It’s very difficult to get through the pain and resentment of the financial agreements and begin the work on other issues and communication. It’s looks something like this. “Well, you.” “ Well, you!” These couples tend to function in a tit for tat manner. It’s very difficult for couples to get through that to find the love and caring underneath.
Perhaps it’s better to commit to one another in a way that’s what’s yours is mine. Wouldn’t that have a better outcome? It sounds as if you’re in this for the long run.
Of course there are circumstances where couples need to keep certain finances separate. Could be a second marriage with kids or could be an older couple, etc.
If you are thinking about getting married and finances is an issue or if one of you is feeling uncomfortable with the tone of handling the finances; it might be a good time to reevaluate the relationship and perhaps get some pre-marital counseling before you sign on the dotted line!